Researchers at GOBankingRates analyzed the cost of necessities in 100 U.S. cities, which included the 50 largest cities and the 50 cities with the largest 65-and-older population. They then determined the top cities for early retirement considering the below factors:

Bullhead City, Arizona

2019 median listing price: $254,471

Annual mortgage cost: $13,620

Annual grocery cost: $4,105.21

Annual health care cost: $7,195.80

Annual utilities cost: $3,606.29

Annual transportation cost: $3,060.68

Total annual necessities cost: $31,587.98

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