The Bullhead City Fire Department recently completed an Insurance Services Office (ISO) evaluation and is proud to announce that BCFD is now rated as an ISO Class 2. The ISO 2 classification replaces the previous classification of an ISO 3. The improved classification is effective November 1, 2022.

Over 38,000 communities are rated nationally, and less than 5% of them are scored at an ISO Class 2.   ISO typically rates communities every 5-6 years. Here is the national breakdown of ISO scores:

 How does this information affect you?

The ISO score is used for both underwriting and pricing. This means that your home insurance premiums may receive a discount if you live within the Bullhead City Fire District boundaries.

How is the fire department score to receive this classification?

ISO creates ratings for fire departments and their surrounding communities using the five categories below:

• Communications Infrastructure: ISO evaluates the capability of the emergency communications systems to handle effective receipt and alarms to fire departments.
• Fire Department Operations: ISO assesses a fire department’s ability to launch an effective initial attack or first alarm. Evaluate station distribution, equipment, pumping capacity, personnel, and training.
• Water Supply: ISO reviews the distribution, maintenance, and condition of hydrants, pumps, storage, and filtration.
• Community Risk Reduction: ISO evaluates a community’s risk reduction status by examining three distinct areas: Fire prevention, public fire safety education, and fire investigation capabilities.

Each category is examined in detail to determine its effectiveness to the community during a fire emergency.

The Bullhead City Fire Department works together with ISO’s Community Hazard Mitigation team to make our fire district safer for all community residents and visitors. We are incredibly proud of this accomplishment and continue to strive toward excellence.